꯲꯰꯲꯶ꯇꯥ ꯑꯗꯣꯃꯒꯤ ꯕꯤꯖꯤꯅꯦꯁꯀꯤꯗꯃꯛ ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯐꯕꯥ ꯐꯤꯁꯤꯡ ꯑꯥꯔꯀꯦꯗ ꯃꯦꯁꯤꯟ ꯑꯁꯤ ꯀꯔꯝꯅꯥ ꯈꯅꯒꯗꯒꯦ

ꯉꯥ ꯐꯥꯕꯒꯤ ꯑꯥꯔꯀꯦꯗ ꯃꯦꯁꯤꯅꯁꯤꯡꯅꯥ ꯆꯍꯤ ꯈꯨꯗꯤꯡꯒꯤ ꯄ꯭ꯂꯦꯌꯔꯁꯤꯡꯕꯨ ꯃꯈꯣꯌꯒꯤ ꯁꯤꯝꯄꯜ ꯑꯃꯁꯨꯡ ꯏꯖ-ꯒꯥ ꯂꯣꯌꯅꯅꯥ-ꯑꯣꯄꯔꯦꯁꯟ, ꯏꯃꯔꯁꯤꯕ ꯚꯤꯖꯨꯑꯦꯜ ꯑꯦꯛꯁꯄꯤꯔꯤꯑꯦꯟꯁ, ꯑꯃꯁꯨꯡ ꯐꯟ ꯃꯜꯇꯤꯞꯂꯦꯌꯔ ꯏꯟꯇꯔꯦꯛꯁꯟꯗꯥ ꯃꯈꯥ ꯇꯥꯅꯥ ꯄꯨꯛꯅꯤꯡ ꯆꯤꯡꯁꯤꯜꯂꯤ꯫ ꯐꯦꯃꯤꯂꯤ ꯑꯦꯟꯇꯔꯇꯦꯅꯃꯦꯟꯇ ꯁꯦꯟꯇꯔꯁꯤꯡ, ꯑꯥꯔꯀꯦꯗꯁꯤꯡ, ꯁꯣꯄꯤꯡ ꯃꯣꯜ ꯄ꯭ꯂꯦ ꯑꯦꯔꯤꯌꯥꯁꯤꯡ, ꯅꯠꯠꯔꯒꯥ ꯁꯤꯅꯦꯃꯥ ꯑꯥꯎꯠꯗꯣꯔ ꯑꯦꯔꯤꯌꯥꯁꯤꯡꯗꯥ, ꯃꯦꯁꯤꯅꯁꯤꯡ ꯑꯁꯤꯅꯥ ꯄ꯭ꯂꯦꯌꯔꯁꯤꯡꯒꯤ ꯂꯩꯐꯝ ꯑꯃꯁꯨꯡ ꯆꯥꯗꯤꯡ ꯇꯧꯕꯒꯤ ꯆꯥꯡ ꯍꯦꯅꯒꯠꯍꯅꯕꯇꯥ ꯅꯠꯇꯅꯥ ꯃꯈꯜ ꯀꯌꯥꯒꯤ ꯒꯦꯃꯞꯂꯦ ꯑꯃꯁꯨꯡ ꯇꯤꯀꯦꯠ ꯁꯤꯁ꯭ꯇꯦꯃꯁꯤꯡꯒꯤ ꯈꯨꯠꯊꯥꯡꯗꯥ ꯁꯦꯟꯊꯣꯛ ꯍꯦꯅꯒꯠꯍꯜꯂꯤ꯫ ꯲꯰꯲꯶ꯇꯥ ꯑꯦꯟꯇꯔꯇꯦꯅꯃꯦꯟꯇ ꯏꯟꯗꯁ꯭ꯠꯔꯤꯅꯥ ꯃꯈꯥ ꯇꯥꯅꯥ ꯆꯥꯎꯈꯠꯂꯀꯄꯒꯥ ꯂꯣꯌꯅꯅꯥ, ꯑꯆꯨꯝꯕꯥ ꯉꯥ ꯐꯥꯕꯒꯤ ꯑꯥꯔꯀꯦꯗ ꯃꯦꯁꯤꯟ ꯈꯅꯕꯅꯥ ꯑꯣꯄꯔꯦꯇꯔꯁꯤꯡꯗꯥ ꯇꯪꯗꯨ ꯂꯩꯇꯥꯕꯥ ꯑꯃꯁꯨꯡ ꯇꯨꯡ ꯀꯣꯏꯅꯥ ꯆꯠꯀꯗꯕꯥ ꯀꯥꯟꯅꯕꯥ ꯐꯪꯕꯒꯤ ꯈꯨꯗꯣꯡꯆꯥꯕꯁꯤꯡ ꯐꯪꯍꯅꯕꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯄ꯭ꯂꯦꯌꯔꯁꯤꯡꯒꯤ ꯑꯦꯛꯁꯄꯔꯤꯌꯦꯟꯁ ꯑꯗꯨ ꯁꯣꯏꯗꯅꯥ ꯐꯪꯍꯅꯒꯅꯤ꯫

ꯅꯍꯥꯛꯅꯥ ꯂꯧꯗ꯭ꯔꯤꯉꯩꯒꯤ ꯃꯃꯥꯡꯗꯥ ꯀꯣꯔ ꯒꯦꯃꯞꯂꯦ ꯃꯈꯂꯁꯤꯡ ꯑꯗꯨ ꯈꯪꯖꯤꯅꯕꯤꯌꯨ

ꯃꯦꯁꯤꯟ ꯁ꯭ꯄꯦꯁꯤꯐꯤꯀꯦꯁꯅꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯍꯥꯔꯗꯋꯦꯌꯔꯒꯤ ꯃꯒꯨꯟ ꯏꯚꯥꯂꯨꯑꯦꯠ ꯇꯧꯕꯥ

ꯒꯦꯝ ꯀꯟꯇꯦꯟꯇ ꯑꯃꯁꯨꯡ ꯄ꯭ꯂꯦꯌꯔ ꯔꯤꯇꯦꯟꯁꯟ ꯐꯦꯛꯇꯔꯁꯤꯡ ꯆꯦꯛ ꯇꯧꯕꯤꯌꯨ

ꯌꯣꯅꯕꯥ ꯃꯃꯥꯡꯗꯥ ꯅꯍꯥꯛꯀꯤ ꯔꯣꯏ ꯑꯗꯨ ꯑꯦꯁ꯭ꯇꯤꯃꯦꯠ ꯇꯧꯔꯣ .

ꯑꯄꯐ꯭ꯔꯟꯇ ꯀꯣꯁ꯭ꯠ ꯑꯃꯁꯨꯡ ꯂꯣꯡ-ꯇꯥꯔꯝ ꯁꯦꯟꯊꯣꯛ ꯂꯝꯕꯤ

• ꯑꯦꯟꯠꯔꯤ-ꯂꯦꯚꯦꯜ/ꯁꯤꯉ꯭ꯒꯜ-ꯄ꯭ꯂꯦꯌꯥꯔ ꯃꯦꯁꯤꯅꯁꯤꯡ: $1,500 – $3,500
• ꯃꯤꯗ-ꯔꯦꯟꯖ ꯃꯜꯇꯤꯞꯂꯦꯌꯔ ꯃꯦꯁꯤꯅꯁꯤꯡ: $3,500 – $6,000
• High-ꯃꯜꯇꯤꯞꯂꯦꯌꯔ ꯅꯠꯠꯔꯒꯥ ꯅꯦꯇꯋꯥꯔꯛ ꯇꯧꯕꯥ ꯃꯦꯁꯤꯅꯁꯤꯡ ꯂꯣꯏꯕꯥ: $6,000 – $10,000+

ꯈꯨꯗꯝ ꯑꯣꯏꯅꯥ ꯔꯣꯏ ꯀꯦꯂꯀꯨꯂꯦꯁꯟ ꯇꯧꯕꯥ

• ꯃꯦꯁꯤꯅꯒꯤ ꯃꯃꯜ: ꯗꯣꯂꯔ ꯶,꯰꯰꯰꯫
• ꯆꯥꯡꯆꯠꯇꯥ ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯂꯥꯀꯄꯥ ꯏꯅꯀꯝ: ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯂꯨꯄꯥ 100 → ꯊꯥ ꯑꯃꯗꯥ ꯂꯨꯄꯥ 3,000
• ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯑꯣꯄꯔꯦꯇꯤꯡ ꯀꯣꯁ꯭ꯠ: ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯂꯨꯄꯥ 20 → ꯊꯥ ꯑꯃꯗꯥ ꯂꯨꯄꯥ 600
• ꯅꯦꯠ ꯊꯥꯒꯤ ꯑꯣꯏꯕꯥ ꯏꯅꯀꯝ: $3,000 – $600=$2,400
• ꯕ꯭ꯔꯦꯛ- ꯐꯥꯑꯣꯕꯥ: $6,000 ÷ $2,400 ≈ ꯊꯥ 2.5

ꯅꯍꯥꯛꯀꯤ ꯂꯣꯀꯦꯜ ꯇ꯭ꯔꯥꯐꯤꯛ ꯑꯃꯁꯨꯡ ꯆꯥꯗꯤꯡ ꯇꯧꯕꯒꯤ ꯍꯩꯅꯕꯤꯗꯥ ꯌꯨꯝꯐꯝ ꯑꯣꯏꯗꯨꯅꯥ ꯅꯝꯕꯔꯁꯤꯡ ꯑꯁꯤ ꯑꯦꯗꯖꯁ꯭ꯠ ꯇꯧ꯫

ꯃꯦꯟꯇꯦꯅꯦꯟꯁꯀꯤ ꯃꯃꯜ ꯑꯃꯁꯨꯡ ꯁ꯭ꯄꯦꯌꯥꯔ ꯄꯥꯔꯇꯁꯤꯡ

ꯃꯦꯟꯇꯦꯅꯦꯟꯁ ꯑꯁꯤ ꯃꯔꯨꯑꯣꯏ꯫ ꯁ꯭ꯄꯦꯌꯥꯔ ꯀꯝꯄꯣꯅꯦꯟꯇꯁꯤꯡ ꯊꯝꯂꯤꯕꯥ ꯄꯥꯔꯇꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯁꯞꯂꯥꯏꯌꯔꯁꯤꯡꯒꯤ ꯃꯍꯨꯠ ꯁꯤꯟꯗꯨꯅꯥ-ꯏꯖꯤ-ꯗꯥ ꯐꯖꯅꯥ ꯃꯦꯁꯤꯅꯁꯤꯡ ꯈꯅꯕꯤꯌꯨ꯫ ꯌꯥꯝꯅꯥ ꯊꯨꯅꯥ ꯔꯤꯄꯦꯌꯥꯔ ꯇꯧꯕꯅꯥ ꯗꯣꯎꯅꯇꯥꯏꯝ ꯍꯟꯊꯍꯜꯂꯤ ꯑꯃꯁꯨꯡ ꯅꯍꯥꯛꯀꯤ ꯁꯦꯟꯊꯣꯛ ꯑꯗꯨ ꯉꯥꯀꯊꯣꯀꯏ꯫

ꯊꯥꯖꯕꯥ ꯌꯥꯕꯥ ꯃꯦꯟꯌꯨꯐꯦꯀꯆꯔꯔ ꯑꯃꯥ ꯈꯜꯂꯨ

 

ꯁꯔꯇꯤꯐꯤꯀꯦꯁꯅꯁꯤꯡ, ꯐꯦꯛꯇꯔꯤꯒꯤ ꯆꯥꯡ, ꯑꯃꯁꯨꯡ ꯄꯨꯊꯣꯀꯄꯒꯤ ꯆꯥꯡ

ꯁꯤ.ꯏ., ꯑꯥꯔ.ꯑꯣ.ꯑꯩꯆ.ꯑꯦꯁ., ꯑꯃꯁꯨꯡ ꯑꯥꯏ.ꯑꯦꯁ.ꯑꯣ. ꯑꯆꯧꯕꯥ ꯐꯦꯛꯇꯔꯤꯁꯤꯡꯗꯥ ꯃꯍꯧꯁꯥꯅꯥ ꯍꯦꯟꯅꯥ ꯇꯪꯗꯨ ꯂꯩꯇꯥꯕꯥ ꯄꯨꯊꯣꯀꯄꯥ ꯑꯃꯁꯨꯡ ꯂꯤꯗ ꯇꯥꯏꯃꯁꯤꯡ ꯍꯦꯟꯅꯥ ꯀꯨꯞꯄꯥ ꯑꯣꯏ꯫ ꯐꯦꯛꯇꯔꯤ ꯚꯤꯗꯤꯑꯣꯁꯤꯡ ꯅꯠꯠꯔꯒꯥ ꯑꯍꯨꯃꯁꯨꯕꯥ-ꯄꯥꯔꯇꯤ ꯏꯟꯁꯄꯦꯛꯁꯟ ꯔꯤꯄꯣꯔꯇꯁꯤꯡ ꯑꯣꯔꯗꯔ ꯇꯧꯗ꯭ꯔꯤꯉꯩꯗꯥ ꯍꯪꯕꯤꯌꯨ꯫

ꯋꯥꯔꯦꯟꯇꯤ ꯑꯃꯁꯨꯡ ꯃꯇꯨꯡꯗꯥ -ꯁꯦꯂꯁ ꯁꯄꯣꯔꯠ

ꯈ꯭ꯕꯥꯏꯗꯒꯤ ꯐꯕꯥ ꯁꯞꯂꯥꯏꯌꯔꯁꯤꯡꯅꯥ ꯊꯥ ꯱꯲–꯲꯴ꯒꯤ ꯋꯥꯔꯦꯟꯇꯤ ꯑꯃꯁꯨꯡ ꯇꯦꯛꯅꯤꯀꯦꯜ ꯁꯄꯣꯔꯠ ꯄꯤꯔꯤ꯫ ꯃꯈꯣꯌꯗꯥ ꯁ꯭ꯄꯦꯌꯥꯔ ꯄꯥꯔꯇꯁꯤꯡ ꯂꯩꯕ꯭ꯔꯥ ꯑꯃꯁꯨꯡ ꯁꯣꯐꯇꯋꯥꯌꯔ ꯑꯄꯗꯦꯇꯁꯤꯡꯗꯥ ꯃꯇꯦꯡ ꯄꯥꯡꯕꯥ ꯌꯥꯕ꯭ꯔꯥ ꯍꯥꯌꯕꯗꯨ ꯆꯦꯛ ꯇꯧ꯫

ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯒꯤ ꯑꯣꯄꯁꯅꯁꯤꯡ .

ꯀꯔꯤꯒꯨꯝꯕꯥ ꯅꯍꯥꯛꯅꯥ ꯕ꯭ꯔꯥꯟꯗ ꯀꯦꯕꯤꯅꯦꯠꯁꯤꯡ, ꯀꯁ꯭ꯇꯝ ꯂꯣꯒꯣꯁꯤꯡ, ꯑꯦꯗꯖꯁ꯭ꯠ ꯇꯧꯔꯕꯥ ꯑꯋꯥꯕꯥ, ꯅꯠꯠꯔꯒꯥ ꯃꯜꯇꯤꯂꯤꯉ꯭ꯒꯨꯑꯦꯜ ꯏꯟꯇꯔꯐꯦꯁꯁꯤꯡ ꯃꯊꯧ ꯇꯥꯔꯕꯗꯤ, ꯃꯤꯅꯤꯃꯝ ꯑꯣꯔꯗꯔ, ꯃꯃꯜ, ꯑꯃꯁꯨꯡ ꯂꯤꯗ ꯇꯥꯏꯝ ꯀꯅꯐꯔꯝ ꯇꯧꯕꯤꯌꯨ꯫ ꯀꯁ꯭ꯇꯃꯔꯁꯤꯡꯅꯥ ꯅꯍꯥꯛꯀꯤ ꯑꯥꯔꯀꯦꯗ ꯑꯁꯤ ꯃꯁꯛ ꯊꯣꯀꯄꯥ ꯑꯣꯏꯍꯅꯕꯥ ꯉꯃꯒꯅꯤ꯫

ꯃꯦꯟꯇꯦꯅꯦꯟꯁ ꯑꯃꯁꯨꯡ ꯑꯣꯄꯔꯦꯁꯟ ꯇꯤꯄꯁ .

ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ ꯑꯃꯁꯨꯡ ꯊꯥꯒꯤ ꯑꯣꯏꯕꯥ ꯃꯦꯟꯇꯦꯅꯦꯟꯁ

• ꯅꯨꯡꯇꯤꯒꯤ:ꯁ꯭ꯛꯔꯤꯟ ꯑꯃꯁꯨꯡ ꯒ꯭ꯂꯥꯁ ꯑꯗꯨ ꯋꯥꯏꯞ ꯇꯧꯕꯥ, ꯀꯣꯏꯟ ꯑꯃꯁꯨꯡ ꯇꯤꯀꯦꯠ ꯁ꯭ꯂꯣꯇꯁꯤꯡ ꯆꯦꯛ ꯇꯧꯕꯥ, ꯄꯥꯋꯔ ꯑꯃꯁꯨꯡ ꯀꯟꯠꯔꯣꯂꯁꯤꯡꯅꯥ ꯊꯕꯛ ꯇꯧꯕꯥ ꯁꯣꯌꯗꯅꯥ ꯂꯩꯍꯅꯕꯥ꯫
• ꯅꯨꯃꯤꯠ ꯈꯨꯗꯤꯡꯒꯤ: ꯱.ꯕꯇꯅꯁꯤꯡ, ꯖꯌꯁ꯭ꯇꯤꯀꯁꯤꯡ ꯑꯃꯁꯨꯡ ꯔꯤꯂꯁꯤꯡ ꯁꯤꯖꯤꯟꯅꯅꯕꯒꯤꯗꯃꯛ, ꯃꯅꯨꯡꯒꯤ ꯑꯣꯏꯕꯥ ꯃꯩꯁꯥ ꯑꯗꯨ ꯁꯦꯡꯗꯣꯀꯎ꯫
• ꯊꯥꯒꯤ ꯑꯣꯏꯅꯥ: ꯱.ꯒꯦꯝ ꯕꯣꯔꯗ ꯑꯗꯨ ꯇꯦꯁ꯭ꯠ ꯇꯧꯕꯥ, ꯁꯣꯐꯇꯋꯥꯌꯔ ꯑꯄꯗꯦꯠ ꯇꯧꯕꯥ, ꯁ꯭ꯄꯦꯌꯥꯔ ꯄꯥꯔꯇꯁ ꯏꯅꯚꯦꯟꯇꯔꯤ ꯆꯦꯛ ꯇꯧꯕꯥ꯫

ꯁ꯭ꯄꯦꯌꯥꯔ ꯄꯥꯔꯇꯁ ꯑꯃꯁꯨꯡ ꯌꯥꯝꯅꯥ ꯊꯨꯅꯥ ꯔꯤꯄꯦꯌꯥꯔ ꯇꯧꯕꯥ

ꯁ꯭ꯛꯔꯤꯟ ꯃꯣꯗ꯭ꯌꯨꯂꯁꯤꯡ, ꯀꯟꯠꯔꯣꯂꯔꯁꯤꯡ, ꯕꯇꯅꯁꯤꯡ, ꯖꯌꯁ꯭ꯇꯤꯀꯁꯤꯡ, ꯑꯃꯁꯨꯡ ꯄꯥꯋꯔ ꯁꯞꯂꯥꯏꯁꯤꯡꯒꯨꯝꯕꯥ ꯇꯉꯥꯏ ꯐꯗꯕꯥ ꯁ꯭ꯄꯦꯌꯥꯔ ꯄꯥꯔꯇꯁꯤꯡ ꯊꯝꯃꯨ꯫ ꯌꯥꯝꯅꯥ ꯊꯨꯅꯥ ꯁꯤꯄꯤꯡ ꯇꯧꯅꯕꯒꯤꯗꯃꯛ ꯁꯞꯂꯥꯏꯌꯔꯁꯤꯡꯒꯥ ꯂꯣꯌꯅꯅꯥ ꯊꯧꯔꯥꯡ ꯇꯧꯕꯤꯌꯨ ꯅꯠꯠꯔꯒꯥ ꯑꯄꯤꯀꯄꯥ ꯏꯅꯚꯦꯟꯇꯔꯤ ꯑꯃꯥ ꯃꯐꯝ ꯑꯗꯨꯗꯥ ꯊꯝꯃꯨ꯫

ꯑꯦꯐ.ꯑꯦ.ꯀ꯭ꯌꯨ.

ꯂꯣꯏꯁꯤꯟꯕ

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